captivesim asked:


how long does internet banking takes?

With the internet in our midst, people are given the convenience of doing a variety of financial transactions online whether at home, in the office or even while on the go. This advanced and phenomenal technological innovation has indeed made life easier for many people including professionals, businessmen, housewives and students. However, this does not necessarily lead to the end of the existence of the brick-and-mortar banks. The standard banks will always be there as there are still consumers who opt to transact in a real bank where they feel most secure and comfortable.

The traditional banks and banks that have gone online have their respective advantages and disadvantages. It’s really up to the consumer to choose which type of banking service to use. What matters is you know your financial needs, you keep an open mind on the latest trends in the banking industry and learn about them if possible. You may be loyal to your standard bank but who knows, you may also need to use the online banking service one day for an urgent transaction when you’re pressed for time or unable to go out for health reasons.

Standard banking

Conventional banks are those that still use the paper and pen in dealing with different financial transactions. The reality today, though, is that many have gone online as well introducing internet-only products to compete with the purely online banks. While these traditional banks cater mostly to the old customers, experts say they should also keep up with the trend and cater to the younger, internet-savvy customers if they wish to attract more clients.

Security and personal touch are major considerations for people opting to use the traditional banks. Most of them would say having human contact makes them feel comfortable when banking. Some feel secure when they deposit cash via a real teller.

Online banking

Banking on the internet is very much the same as when you do transactions in a real bank. The only difference is that you’re using a computer instead of a paper or phone in accessing your account and information, making payments and reconciling statements. There’s no need to go to a local branch office as you can accomplish various financial tasks in the convenience of your home or office in a few clicks.

One major advantage of internet banking is its being cost effective. Some banks charge lesser fees if you use their online banking services. Also, since you don’t need to commute or drive to a local branch, you save on money and gas. Additionally, banks are able to offer more products and services as they don’t have the overhead expenses such as the need to pay tellers.

For busy people such as frequent travelers, professionals and businessmen, the online banking option is very ideal. As these people need to keep track of their finances and other urgent matters even while in other places or abroad, they can still gain access to their accounts via the internet.
Online banking is projected to expand by 55 percent to 72 million households by 2011, according to a report by Forrester Research. The target users are the so-called Generation Y or those born in the late 1970s.

And so, with these two options available to consumers today, it’s easy to make a choice where banking is concerned and perhaps even better if you use both.

By: Gloria Smith

About the Author:

[carpwp:amazon{online banking}][/carpwp]

laura.weissnicht asked:


Essentially, I have two laptops. One is a Dell and the other, the newer one, is the Asus Eee 1000HE. They both use the same wireless internet router. Both use Windows XP as the operating system. I can access the home banking website from the Dell, but not from the Asus. When I go the website, it says “Secure Server Connection Required For Internet Home Banking!”

Any ideas?
I’m not a new user. I was accessing the website for at least a year on the Dell laptop. (But thank you for the thought.)

yobi kunizuki asked:


1)CURRENT SERVICE CHARGE DR NSF S/C EFT $33.52
they charged me $40

2)TRANSFER CURRENT TO G/L NSF S/C Bill -MTS Home Service
they charged me another $40

and

CURRENT SERVICE CHARGE DR NSF S/C EFT $5.68
and they charged me another $40

i wonder what they are, i have money in my account but when i opened my internet banking i got surprised when i saw it..

what does it mean?

When you set up your first internet banking account, you may have reservations about it. After all, anyone could set up a website, claim to be a bank, and fraudulently take your money. There are some precautions you can take to be sure your online bank is a legitimate one.

Start by going to the bank’s website. There, you can get the information the bank gives you about their banking credentials. The bank’s official name should be listed. There may be articles describing the history of the bank, including their internet banking history.

There should be an address where the headquarters can be found. There will be a base of operations somewhere, even if it is a virtual bank internet banking operation. If they are on the up-and-up, they will not be hesitant to tell you about their FDIC coverage.

It is easy to check a bank’s FDIC insurance. If you see the words “FDIC Insured” or “Member FDIC” or the FDIC logo, you might be on the right track. However, it is wise to go a step further. Go to the source to find out if the internet banking company is really affiliated with the federal insurer.

The FDIC has its own data base that includes all of the banking institutions, including internet banking companies that are covered by FDIC insurance. Just go to their “Bank Find” site to find out if your bank is one of them. You can start your search with the name of the bank or its address.

If your internet banking company is on that list, the FDIC will provide you with a whole list of helpful information. You will learn when the bank became insured, and the number on its insurance certificate. You will find out the location(s) of your bank and its official name. You will find out what government entity regulates that bank.

If your internet banking company does not appear on the list, it is time to go directly to the FDIC. They will be concerned with the legitimacy and safety of that bank. It is probably not wise to put your money in an uninsured bank. At that point, it is better to look for another internet banking operation.

Once you do sign up with an online bank, be cautious about how you use their internet banking website. Some unscrupulous people will use the internet to get your banking information. They will do this when you log onto your bank’s website.

The trick these dishonest people use is to set up a website that looks like your bank’s website. They have a URL that is very similar to your bank’s URL. Then, they sit back and wait for you or others to make a mistake typing in your bank’s URL that will get you to them.

From there, the fraudster will track all the information you type into the opening page. They will be able to get your user name, your password, and any other information you type. The best way to make sure you are dealing with your legitimate bank is by being very careful when typing in their site address.

If you are to trust your internet banking company, you must take precautions to assure yourself that it is a respectable business. Once you do that, you can bank with ease.

By: Terry Detty

About the Author:

[carpwp:amazon{online banking}][/carpwp]

theodorehope asked:

Primer anuncio (TV y web)

watooq asked:


I want to open an offshore bank account in a country that is accepted by paypal,(see http://www.paypal.com for details) so i need a shariah based banked account that has ebanking facilities does anyone know of one ?

zaid1983@ymail.com asked:


thanks

Bull’s No 9 asked:


do you still ever write out cheques and when last did you use your cheque book?

fairbalance asked:

I describe how you can import, reformat and use Internet Banking data in a spreadsheet. This movie is part of a series linked to my book “Bookkeeping Home Truths” on the iBook store