is ING direct only for online banking?I mean do they provide me a card like debit or a passbook?I need hellp?
Monday, January 25th, 2010
at
10:25 pm
jhaeson m asked:
Im planning to open an account with ING, but my question is I dont have business, im just individual worker and just want to start saving my money for my future,,,I dont know much about the banks..
Im planning to open an account with ING, but my question is I dont have business, im just individual worker and just want to start saving my money for my future,,,I dont know much about the banks..
Tagged with: Direct Banking • Passbook • Saving Money
Filed under: Online Banking
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ING Group N.V. (NYSE: ING, Euronext: INGA) is a financial institution of Dutch origin offering banking, insurance and asset management services. ING is an abbreviation of Internationale Nederlanden Groep (English: International Netherlands Group).
As of 2009, ING Group covers 85 million private, corporate and institutional clients in over 40 countries with a workforce of over 125,000 people. It owns ING Direct, a virtual bank with operations in Australia, Canada, France, Italy, Spain, UK, US and elsewhere. In the 2009 Forbes Global 2000, ING is the eighth-largest company in the world.
For more info:
IngDirect has a branch on Howe Street, Vancouver, BC. The Bank provide excellent customer services. It pays higher interest rate than most other banks and they have a more flexible mortgage loans. One thing you should look into is their RRSP – Street Wise Fund. Your money are secured just like any other Chartered Banks so there is nothing to worry about. I am one of their customers and yes, they do provide debit cards and passbooks.
For U.S Customers: ingdirect.com
For Canadian: Ingdirect.ca
ING Direct is primarily for online banking, but they do have physical branches in selected (usually big) cities. They also have a few ATMs, and do provide a bank card. However, the best way to bank with them is to have a checking account with a “normal” bank to facilitate transfer (deposit/withdrawals) of funds between ING and that account. The back and forth transfers normally take about one business day.
The funds deposited in ING are FDIC and CDIC insured. I have had accounts with them for several years, and I love dealing with them.
They gave me an ATM card with my electric orange checking if that helps. It’s not a mastercard, just an ATM card. They also allow you to write checks from their online interface. Oh yeah they also have competitive rates for CDs.