how exactly does online banking work?
Question by a girl: how exactly does online banking work?
i use bank of american and us bank. could somebody please explain online banking to me? and how do i do it? lets say i have a tmobile bill that i’d like to pay using online banking…do i go to the tmobile company or my bank?
TJ: so i wouldnt need to go to tmobile and do that right? i just go to my banks website?
Chosen answer:
Answer by louise71594
Your better off just going directly to the Tmobile website, and once you pay the bill, you get a confirmation number.
Online banking is a very convenient tool for paying bills online, although many creditors, allow you to pay directly thru their site. It does make it more convenient to do it all at once, (like one stop shopping) at your bank site. I usually pay my home utilities bills at my bank site, and I only pay cable and cell phone bills directly at tmobile and comcast. It all depends on whats best for you.
The best way to figure which is best for you is visit your local bank and have one of the customer service reps walk you thru how it works, and you can go directly online and find the tutorial your bank has online. if you decide to use it, get all of your bills together to begin the set up.
What I like most about it is, after I pay the bills I can print out a statement showing who was paid, how much and the pay date. I keep the print outs month to month and in a binder so I can have easy access to it in case of any errors.
Either way, its a great way to pay bills.
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Basically you’re authorizing the transfer of funds from your account into T-mobile’s. What you do is sign into your online banking through your bank, input the company’s name (T-mobile in your case), and then you input your T-mobile acct. number. After this setup it’s really simple. You just type the amount you want to pay t-mobile and presto! you’ll get a confirmation number.
It’s safe, and allows you some recourse if something goes wrong with the payment.